Dental Insurance is provided to Fair Trade USA employees through Guardian. Regular employees working 20 hours per week or more are eligible for dental coverage. On Guardian’s PPO dental plan, the member has the choice of accessing care from either a preferred (network) provider or a non-network provider. Preventive care on the Guardian dental plan will be provided at 100% (no out of pocket costs) for network services or 50% for non-network services. Basic services are covered at 80%, after deductible for network services or 50%, after deductible for non-network services. Major services are covered at 50%, after deductible (network and non-network services). The plan has a $1,000 calendar year maximum. A pre-treatment review and service authorization are required for treatment plans. CHECK OUT THE MAXIMUM ROLLOVER ACCOUNT FEATURE ON THIS PLAN (REFER TO FREQUENTLY ASKED QUESTIONS AND/OR THE DENTAL ENROLLMENT KIT FOR DETAILS ON THIS BENEFIT)!
Group Number: 436440
Member Services: (800) 541-7846
Eligible on the first day of the month following 30 days from date of hire
Dependents are covered up to age 19 or to age 25 if a full time student
20 hours per work week requirement